Critical Illness Insurance Policies
Critical illness insurance is designed to pay a large lump-sum to anyone with a policy that experiences one of the policy's listed critical illnesses. This type of insurance is recommended for anyone and everyone because critical illness can happen at any time to any person. Policies are available through employers or for individuals or self-employed workers. The most common illnesses covered are Alzheimer's, Parkinson's, dismemberment or loss of limb, and terminal illnesses.